Your 2017 Annual Account Summary: One more way that Sears MasterCard provides you with the tools to make smart decisions about your spending.

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1 Your 2017 Annual Account Summary: One more way that Sears MasterCard provides you with the tools to make smart decisions about your spending. Dear Johna L Thornton, It is my pleasure to provide you with an extremely valuable benefit of your Sears MasterCard, your 2017 Annual Account Summary. You may find it helpful for tracking expenses and preparing for taxes. It's just one more way that Sears MasterCard gives you greater control of your finances and helps you spend wisely. How your summary is organized This summary, prepared exclusively for you, gives details about the charges made to your account in the last year. On page 2, you will see two charts. One shows your 2017 charges arranged by spending category. The other shows the same information arranged by month. This information will help you see exactly when and where purchases were made in On page 3, you will see the beginning of the transaction detail for your account, organized by spending category. Depending on the number of transactions made last year, you may have several subsequent pages. Important features of your summary Each transaction includes a line to help you indicate tax-deductible purchases. If a merchant is owned by another company, a charge may appear in a category you don t expect. For instance, charges made at a hotel restaurant may appear under the Lodging category. If you changed from one type of card to another, or your card was lost or stolen, charges from related accounts are summarized here. Prepare for the future by looking at the past We hope that your Annual Account Summary will serve as a valuable tool when preparing your taxes and budgeting for the upcoming year. We look forward to providing you with the services you need to help you spend wisely and make the most of your money. Expense tracking Budget planning Detailed account of your spending Organized by month and spending category Sincerely, Sears Cardmember Services P.S. If we can help you with questions about your summary or any matter concerning your account, please feel free to call us at Citibank, N.A. Citi and Arc Design is a registered service mark of Citigroup, Inc. page 1 of 5

2 2017 charges by category Amount Sears Air Travel 0.00 Auto Rental 0.00 Cash Transactions 0.00 Entertainment 0.00 Health Care Lodging 0.00 Merchandise 1, Miscellaneous Organizations 0.00 Other Travel 0.00 Restaurants Services Vehicle Services TOTAL $3, What's in which category? SEARS: Sears MasterCard credit card transactions made at Sears, Kmart, The Great Indoors and online. Excludes Land s End, Sears Flowers, and AOL. AIR TRAVEL: Airline tickets and special airline services such as excess baggage fees. AUTO RENTAL: Auto rental, truck leasing, trailer rental, motor home and RV rentals. CASH TRANSACTIONS: Includes cash advances, ATM withdrawals and cash fees. ENTERTAINMENT: Recreational, amusement and cultural services and events, such as concerts, movies, museums, athletic clubs, golf and sporting events. HEALTH CARE: Medical services provided by hospitals, clinics, nursing facilities, laboratories and pharmacies charges by month January February March April May June July August September October November December TOTAL Amount $3, LODGING: Transactions at hotels, resorts, camps, etc. including charges billed to rooms such as meals, dry cleaning and pay television. May also include hotel restaurant charges. MERCHANDISE: Purchases made in any store (excluding Sears, Kmart, The Great Indoors and online) whether in person, by phone, Internet or mail. MISCELLANEOUS: Charges not categorized elsewhere including any fees associated with your account. ORGANIZATIONS: Charitable, political, civic, religious, fraternal, educational, automobile organizations and more. OTHER TRAVEL: is, bus lines, railroads, tolls, travel agencies and more. RESTAURANTS: All types of food and beverage establishments, including caterers, restaurants, bars and nightclubs. SERVICES: Various services not listed elsewhere such as shipping, financial, cable, utilities, beauty, dry cleaning and online services. VEHICLE SERVICES: Vehicle purchases, servicing, parts, including fuel and parking. page 2 of 5

3 Sears 01/04 K Mart /10 K Mart /14 SEASONAL/OUTDOOR SHOP, DELIVERY CHARGES /14 SEASONAL/OUTDOOR SHOP /20 K Mart /23 SEARS /23 SEARS /23 OUTERWARE /26 BED AND BATH Health Care 03/23 WALGREENS # /04 LEWIS DRUG # /29 WALGREENS # /08 SANFORD MY CHART SD /02 WALGREENS # Merchandise 02/19 HYVEE 1639 SIOUX F /21 WM SUPERCENTER # /05 HY VEE /08 HY VEE /08 HYVEE 1639 SIOUX F /16 HYVEE 1639 SIOUX F /29 HY VEE /01 HY VEE /02 HY VEE /06 HY VEE /06 HY VEE /08 HY VEE /08 HY VEE /31 HY VEE /07 SAVERS /20 WM SUPERCENTER # /03 WM SUPERCENTER # /26 WAL-MART # /31 HY VEE /01 HY VEE /01 HY VEE /02 HY VEE /05 HY VEE /06 HY VEE /07 SHOPKO /09 WM SUPERCENTER # /09 PETSMART # /10 BED BATH & BEYOND # /11 HY VEE /13 HY VEE Jan Mar May Mar Aug Nov 0.43 Dec Feb Mar Apr May Jun Aug Sep Oct Nov Dec Transactions continue... page 3 of 5

4 Merchandise 09/14 NYBERG'S ACE HARDWARE /14 NYBERG'S ACE HARDWARE /14 NYBERG'S ACE HARDWARE /14 NYBERG'S ACE HARDWARE /14 HY VEE /16 WAL-MART # /18 WAL-MART # /23 HY VEE /24 WAL-MART # /24 NYBERG'S ACE HARDWARE /24 NYBERG'S ACE HARDWARE /24 NYBERG'S ACE HARDWARE /26 HY VEE /27 HY VEE /21 WM SUPERCENTER # /26 HY VEE /27 HY VEE /28 WM SUPERCENTER # /30 HY VEE /31 HY VEE /31 CENTER OF HOPE /01 BED BATH & BEYOND # /02 HY VEE /04 WM SUPERCENTER # /06 HY VEE /07 WAL-MART # /08 DHA*TIME LIFE VA /09 HY VEE /09 HY VEE /14 HY VEE /19 WAL-MART # /26 WAL-MART # /26 HY VEE /06 WM SUPERCENTER # /06 DHA*TIME LIFE VA /07 HY VEE /07 HY VEE /10 HY VEE /11 DOLLAR GENERAL # /11 NYBERG'S ACE HARDWARE /12 HY VEE /15 WM SUPERCENTER # /15 BED BATH & BEYOND # /17 MENARDS SIOUX FALLS WE /23 MENARDS SIOUX FALLS WE /23 HY VEE , , Miscellaneous 02/12 BALANCE TRANSFER FOR ACCT ENDING IN /23 AVG* GB Feb Aug Transactions continue... page 4 of 5

5 Miscellaneous 08/23 AVG* GB Restaurants 08/03 ARBYS /29 SUBWAY /05 FRYN' PAN FAMILY R /09 SUBWAY /05 BURGER KING #5580 Q /06 CULVER'S OF SIOUX /23 CULVER'S OF SIOUX /25 MARLINS FAMILY RESTAUR 8.58 Services 04/ GREAT CLIPS AT /29 PRAIRIE CREEK PET HOSP /04 PRAIRIE CREEK PET HOSP / GREAT CLIPS AT /19 WAGS N WHISKERS WEST /06 WAGS N WHISKERS WEST / GREAT CLIPS AT /11 FEDEXOFFICE /11 PRAIRIE CREEK PET HOSP Vehicle Services Aug Sep Nov 6.79 Dec Apr Jul Aug Sep Nov Dec /11 HY VEE GAS Sep /06 HY VEE GAS Dec Account Total $3, End of summary. page 5 of 5