Personal Property Home Inventory

Transcription

1 STATE OF WISCONSIN Personal Property Home Inventory OFFICE OF THE COMMISSIONER OF INSURANCE PI-224 (R 03/2017) If your home was damaged by a fire or a burglar stole your valuables, would you be able to give your insurance company a complete list of all the items damaged, destroyed, or stolen? Having an up-to-date personal property home inventory will help. Like many people, you may own much more than you realize. Your furniture, appliances, clothing, sports/hobby equipment, and electronics are all regarded as personal property. After a loss, too many people find out they should have increased their coverage amounts or purchased replacement cost coverage. Note: Your homeowner s insurance policy covers valuable items such as jewelry, furs, art and antiques, only up to set dollar amounts, which might not be enough for your situation. If the cost of replacing them exceeds these limits, you may want to purchase Scheduled Personal Property Coverage. Discuss with your insurance agent or company what is most appropriate for your personal property coverage needs. Home inventory tips: List every item of value in your house. Make sure to copy serial numbers of your personal items. Keep all receipts along with a description of the items. Keep a detailed record of antiques, jewelry, major appliances, and collector s items. Continuously update your home inventory as you acquire new items. Taking the time to record your personal property in this home inventory will save you time, money and frustration should a property loss occur. You may want to include a video or photographs of your inventory. Keep a copy of your home inventory in a safety deposit box, a fireproof container, or give copies to a trusted family member who does not live in your home.

2 Inventory Summary Jewelry s Furs Fine art Musical instruments Silverware China and glassware Sports and hobby equipment Electronics Home office/den//library/study Living room Recreation/family room Dining room Kitchen Master bedroom Extra bedroom(s) Bathroom(s) Personal effects - men Personal effects - women Personal effects - boys Personal effects - girls Laundry room Garage/basement/attic Porch/patio/deck Grand amount of your present insurance on personal property Personal Property Home Inventory 2 PI-224 (R 03/2017)

3 Kitchen Table and stools Curtains Cabinets Lighting fixtures Stove and range hood Microwave oven Refrigerator and contents Freezer and contents Dishwasher Electrical appliances Pots and pans Silverware Kitchen utensils Dishes Glasses Liquor, wines Canned goods Brooms, mops Cleaning materials TV Clock Radio Pictures Personal Property Home Inventory 3 PI-224 (R 03/2017)

4 Dining Room Dining table Buffet Serving cart China cabinet Chests Mirrors Tablecloths, napkins Placemats China Silverware Glassware Rugs, carpets Personal Property Home Inventory 4 PI-224 (R 03/2017)

5 Living Room Sofas Ottomans Table accessories Desk and accessories Shelves Bookcases Clocks Mirrors Chests Lamps Pillows Throws Fireplace accessories Rugs, carpets TV Home theater or stereo Gaming system Personal Property Home Inventory 5 PI-224 (R 03/2017)

6 Recreation/Family Room Sofas Ottomans Throws Table accessories Books Bookcases Shelves Desk and accessories Clocks Lamps Pillows Fireplace accessories Rugs, carpets TV Home theater or stereo Gaming system Personal Property Home Inventory 6 PI-224 (R 03/2017)

7 Bedroom 1 Bed and headboard Box spring and mattress Chests Dressers Lamps Desk and accessories Mirrors Rugs, carpets Blankets, quilts Linens Clock or clock radio TV Gaming system Computer Personal Property Home Inventory 7 PI-224 (R 03/2017)

8 Bedroom 2 Bed and headboard Box spring and mattress Chests Dressers Lamps Desk and accessories Mirrors Rugs, carpets Blankets, quilts Linens Clock or clock radio TV Gaming system Computer Personal Property Home Inventory 8 PI-224 (R 03/2017)

9 Bedroom 3 Bed and headboard Box spring and mattress Chests Dressers Lamps Desk and accessories Mirrors Rugs, carpets Blankets, quilts Linens Clock or clock radio TV Gaming system Computer Personal Property Home Inventory 9 PI-224 (R 03/2017)

10 Bedroom 4 Bed and headboard Box spring and mattress Chests Dressers Lamps Desk and accessories Mirrors Rugs, carpets Blankets, quilts Linens Clock or clock radio TV Gaming system Computer Personal Property Home Inventory 10 PI-224 (R 03/2017)

11 Bathrooms Cabinets Shower curtain Bath mat Linens Bath sets Medicine/prescriptions Hair dryer Curling iron Razor Clothes hamper Mirrors Scale Toiletries Small appliances Personal Property Home Inventory 11 PI-224 (R 03/2017)

12 Home Office/Den/Library/Study Chair Couch Computer Printer Scanner Fax machine Cordless phone Tape recorder Securities Manuscripts Business property Camera Bookcases Books Curtains Lamps Radios Rugs Fireplace equipment Portable air conditioner Portable electronics Data and media storage Personal Property Home Inventory 12 PI-224 (R 03/2017)

13 Laundry Room Washing machine Dryer Cabinets Iron Ironing board Sewing machine Humidifier Dehumidifier Vacuum cleaners Fans Heaters Air conditioner Personal Property Home Inventory 13 PI-224 (R 03/2017)

14 Garage/Basement/Attic Furniture Luggage/trunks Sports equipment Toys/games Power and hand tools Pool equipment Heater Dehumidifier Ornamental lawn items Lawn mower Shovels Spreaders Sprinklers/hoses Snow blower Garden tools/supplies Holiday decorations Canned foods/supplies Pet supplies Ladders Personal Property Home Inventory 14 PI-224 (R 03/2017)

15 Porch/Patio/Deck Umbrella Floor covering Outdoor cooking equipment Plant/planters Hot tub Personal Property Home Inventory 15 PI-224 (R 03/2017)