CLASSIFICATION GL Code Market Segment SIC NAICS

Transcription

1 CLASSIFICATION GL Code Market Segment SIC NAICS Advertising Sign Companies-Outdoor Contractors Air Cond Equip Dealers or Distributor Only Wholesale Air Cond Sys or Equip Dealer or Dist & Inst - Office Contractors Air Cond Sys or Equip Dealer or Dist & Inst - Shop Contractors Air Condition Equipment Manufacturing Manufacturing Air Conditioning Equipment - Retail Only Retail Antique Stores Retail Apartment Buildings <6 Stories Garden (incidental exposure only) Habitational Apartment Buildings 6 Stories and > - NOC ( incidental exposure only) Habitational Appliance Distributors -Household and Home Furnishings Wholesale Appliance Distributors -Household Type Wholesale Appliance Stores - Household Appliances and Home Furnishings Retail Appliances & Access Inst.-Residential Contractors Architects - Consulting - Not Engaged in Construction Office Army and Navy Stores Retail Art Galleries Retail Auto Parts & Suppl Distributor - New parts Wholesale Auto Parts & Suppl Distributor - Used parts Wholesale Auto Parts and Supplies stores Retail Automobile Quick Lubrication Services Garage Automotive Body, Paint and Interior Repair and Maintenance Garage Automotive Exhaust System Repair Garage Automotive Glass Replacement Shops Garage Automotive Paintless Dent Repair Garage Automotive Transmission Repair Garage Bakeries Retail Bakeries - Commercial Manufacturing Bakeries - Distributors - No baking on premises Wholesale Bakeries-Retail - No Baking on Premises Retail Barber or Beauty Shops Supplies Distributors Wholesale Barber Shops Service Beauty Parlors Hair Styling Salons Service Bed and Breakfasts with Limited Cooking Hotel/Motel Bed and Breakfasts without Limited Cooking Hotel/Motel Beer, Ale or Malt Liquor Manufacturing -not bottled or canned Manufacturing Beer, Ale or Malt Liquor Manufacturing-in bottles Manufacturing Beer, Ale or Malt Liquor Manufacturing-in cans Manufacturing Beverage Bottler-soft drinks - carbonated - in cans or plastic bottles Manufacturing Beverage Dist-Alcoholic Other than Beer Wholesale Beverage Dist-Non-Alco & Beer Wholesale Beverage Stores-Liquor & Wine not in DC Retail Beverage Stores-Soft Drinks and Beer Retail Bicycle Stores-Sales & Serv Retail

2 Bookbinding Service Books and Magazines Store New or Used BOP Retail Building Material Dealers Other than second hand material Retail Building Materials Distributors(Min. Lumber) Wholesale Building or Premises - Credit Unions and other financial institutions Office Building or Premises - Office - Not Otherwise Classified Office Buildings or Premises - Accountants Office Office Buildings or Premises - Bank Office Buildings or Premises - Office - Interior Decorators Consulting Only Office Buildings or Premises - Office - Tax Preparation Service Office Buildings or Premises - office- Advertising and related services Office Buttons or Fasteners Manufacturing Camera and Photographic Eqp Retail Only Retail Candy or Confectionery Products Manufacturing Manufacturing Candy or Confectionery Stores Retail Car Washes - self service Service Car Washes not self service Service Carpentry NOC Contractors Carpentry-Interior Contractors Carpentry-Shop Only Contractors Carpet, Rug Uph Shop Only Service Carpet, Rug, Furniture, Upholstery Cleaning-Cust Contractors Catalog or Premium Coupon Redemption Stores Retail Caterers Retail Ceiling or Wall Installation -Metal Contractors Cemeteries Service China, Porcelain, or Earthenware Manufacturing Manufacturing Claim Adjusters Office Clay Products Manufacturing Clock Manufacturing Manufacturing Clothing or Wearing Apparel Distributors - Mens and Boys Clothing and Furnishings Wholesale Clothing or Wearing Apparel Distributors - Women's, Children's and Infants' Clothing and Accessories Wholesale Clothing or Wearing Apparel Stores - Childrens' and Infants' Wear Retail Clothing or Wearing Apparel Stores - Fabric Stores Retail Clothing or Wearing Apparel Stores - Family Clothing Retail Clothing or Wearing Apparel Stores - Furs Retail Clothing or Wearing Apparel Stores - Haberdashery and Men's Furnishings Retail Clothing or Wearing Apparel Stores - Hats and Caps Retail Clothing or Wearing Apparel Stores - Hosiery Retail Clothing or Wearing Apparel Stores - Ladies' and Girls Retail Clothing or Wearing Apparel Stores - Ladies' Specialty Stores Retail Clothing or Wearing Apparel Stores - Ladies' Undergarments Retail Clothing or Wearing Apparel Stores - Leather Retail Clothing or Wearing Apparel Stores - Mens and Boys Retail Clothing or Wearing Apparel Stores - Sporting Goods Retail Clothing or Wearing Apparel Stores -Shoe Stores Retail Clothing or Wearing Apparel Stores -Wigs Retail

3 Clubs - civic, service or social - having buildings or premises owned or leased Service Coffins or Caskets Manufacturing Manufacturing Collectibles and Memorabilia Distributors & Retail Retail Collectibles and Memorabilia Distributors Wholesale Communication or Recording Equip Manufacturing Manufacturing Community Recreation Facility Incidental Computer Service or Repair Service Computer Stores - Retail Retail Concessionaires Retail Concrete or Plaster Products Manufacturing Manufacturing Condominiums-Coml-All Classes bank or mercantile, manufacturing or office (association risk only) Condo Condominiums-Coml-All Classes shopping centers (association risk only) Condo Const-Executive Supervisors Contractors Consultants NOC w/o separate Professional Liability Office Consultants NOC with separate Professional Liability Office Cont-Sub-Construction Etc Bldgs Industl Contractors Cont-Sub-Const-Reconst Etc of Bldgs Contractors Cont-Sub-Other than Construction Contractors Convenience Food Store - With Gasoline Sales - No Restaurant Retail Convenience Food Store - With Gasoline Sales - with Limited Cooking Restaurant Retail Convenience Food Store - Without Gasoline Sales - No Restaurant Retail Convenience Food Store - Without Gasoline Sales - with Limited Cooking Restaurant Retail Copying & Duplicating Serv-Retail Retail Cosmetic, Hair or Skin Prep Stores Retail Costumes - rented to others Service Crematories Service Cutlery (Not Power) & Flatware Manufacturing Manufacturing Dairy Prod or Butter & Egg Stores Retail Delicatessens Retail Dental Laboratories Service Department or Discount Stores Retail Diagnostic Testing Laboratories Service Distributor - Hearing Aids Wholesale Distributors - Dry Goods Wholesale Distributors - Gardening and Light Farming Wholesale Distributors - Lighting Fixtures Wholesale Distributors - Office Machines or Appliances Wholesale Distributors - Paint and Wallpaper Dealer Wholesale Distributors - Shoe Wholesale Distributors - Stationery and Office Supplies Merchant Wholesale Distributors-Food or Drink Wholesale Distributors-No Food or Drink Wholesale Draftsmen Office Driveway, Parking Area or Sidewalk-Paving Contractors Drugstore-NO table/counter service Retail Drugstore-NOC Retail

4 Dwellings-All Classes One Family (incidental exposure only) Habitational Dwellings-All Classes two Family (incidental exposure only) Habitational Electrical Apparatus - installation servicing or repair - NOC Contractors Electrical Equipment Distributor Wholesale Electrical Equipment Manufacturing Manufacturing Electrical Work-within Buildings- Office Contractors Electrical Work-within Buildings- Shop Contractors Electronic Games Manufacturing Manufacturing Electronic Stores Retail Elevator or Escalator Inspection Charge Incidental Engineers - Consulting - Not Engaged in Construction Office Engineers or Architects-Consulting - Not Engaged in Construction - Office Office Engraving Service Equipment, Fixtures or Supplies- For Bars, Hotels, restaurants Wholesale Equipment, Fixtures or Supplies-Office and Store Wholesale Extracts Manufacturing Manufacturing Eye Glass Lens Manufacturing Manufacturing Fabric Distributors Wholesale Fabric Stores Retail Fence Dealers Retail Fence Erection Contractors Office Contractors Fence Erection Contractors Shop Contractors Floor Covering Distributors Wholesale Floor Covering Inst-Not Ceramic Tile Shop Contractors Floor Covering Inst-Not Ceramic Tile Office Contractors Floor Covering Stores Retail Florists - Distributors Wholesale Florists - Retail Retail Food Products Manufacturing-Dry Manufacturing Formal Wear - rented to others Service Frozen Cakes, Pies, and other Pastries Manufacturing Manufacturing Frozen Food-Distributors Wholesale Fruit or Vegetable Dealers Retail Fruit or Vegetable Distributors Wholesale Funeral Homes or Chapel Service Furniture or Fixtures-Installation, Etc - Office Contractors Furniture or Fixtures-Installation, Etc - Shop Contractors Furniture Stores - Upholstered Retail Furniture Stores - Wood or Metal Retail General Automotive Repair Garage Gift Shops Retal Glass Dealers & Glaziers Contractors Glass or Glassware Manufacturing Manufacturing Golf Courses-Miniature Service Golf Driving Ranges Service Grocery Distributors Wholesale Grocery Stores - NOC Retail Grocery Stores - Specialty Food Store Retail

5 Halls Incidental Hardware and Tool Distributors Wholesale Hardware Stores Retail Health or Natural Food Stores Retail Hearing Aid Stores - Distributors Retail Hearing Aid Stores - Retail Retail Heating or Combined Hetating and Air Conditioning Equipment Wholesale Heating, Comb Htg & A/C Equip Dlrs, Dist Inst NOC Contractors Heating, Comb. Htg & A/C Equip-Dlrs, Dist & Install - office Contractors Heating, Comb. Htg & A/C Equip-Dlrs, Dist & Install - Shop Contractors Hobby, Craft or Artists' Supply Distributors Wholesale Hobby, Craft or Artists' Supply Stores Retail Home Improvemenet Stores Retail Honey Extracting Manufacturing Hotels/Motels - - four stories or more - with Restaurant Hotel/Motel Hotels/Motels - - four stories or more - without Restaurant Hotel/Motel Hotels/Motels - >4 Stories, Lessors Risk Only LRO Hotels/Motels - less than four stories with Restaurant Hotel/Motel Hotels/Motels - less than four stories without Restaurant Hotel/Motel Hotels/Motels- <4Stories, Lessors Risk Only LRO House Furnishings Installation - Office Contractors House Furnishings Installation - Shop Contractors Ice Cream Stores Retail Ice or Block Ice Manufacturing Manufacturing Ice Stores Retail Inspection and Appraisal Companies - Appraisals other than Real Estate Office Inspection and Appraisal Companies - Real Estate Appraisals Office Insurance Agents Office Interior Decorators Contractors Interior Decorators - Condo Contractors Interior Decorators - Contractor Office Contractors Interior Decorators - Contractor Shop Contractors Interior Decorators - LRO Contractors Janitorial Services Advantage Service Janitorial Services Written on Janitorial Program Service Janitorial Supplies- dealers or distributors Wholesale Janitorial Supplies-Retail Retail Jewelry (costume and novelty) Manufacturing Manufacturing Jewelry (except costume and novelty) Manufacturing Manufacturing Jewelry Distributors Wholesale Jewelry Repair Service Jewelry Stores - Other than Precious Stone Retail Jewelry Stores - Precious Stones Retail Kennels-Breeding, Boarding or Sales Service Lamp Shade Manufacturing Manufacturing Lamps or Lanterns Manufacturing - Electric Manufacturing Land-Occ by Persons Other Than Ins.for Business Incidental Laundries & Dry Cleaners-Self Service - Non-supervised - BOP Service

6 Laundries & Dry Cleaners-Self Service - Supervised - BOP Service Laundries & Dry Cleaning Plants Service Laundry & Dry Cleaning Stores - Using petroleum solvents Service Laundry & Dry Cleaning Stores - Using synthetic solvents Service Laundry Rental Service - Diaper Service Laundry Rental Service - Linen Service Laundry,Dry Cleaning, Dyeing Receiving Stations Service Lawyers Offices Office Lawyers Offices Office Lawyers Offices - Condo Office Lawyers Offices- LRO Office Lawyers Offices Office Leather Goods Manufacturing Manufacturing Libraries Service Locksmiths Service LRO All other Occupancies LRO LRO Contractor LRO LRO Garage LRO LRO Manufacturer LRO LRO Office LRO LRO Plastic Products Manufacturing LRO LRO Restaurant LRO LRO Retail LRO LRO Service LRO LRO Wholesale LRO LRO Wood Products LRO Machine Shops Manufacturing Mail Box or Packaging Stores Retail Mail Order Houses Retail Mailing or Addressing Cos Service Manufacturers Representatives Wholesale Manufacturers Representatives - Condo - BOP Wholesale Marine Appraiser or Surveyors Office Mausoleums Service Meat, Fish, Poultry or Seafood Distributors Poultry Wholesale Meat, Fish, Poultry or Seafood Distributors Fish or Seafood Wholesale Meat, Fish, Poultry or Seafood Distributors Meat Wholesale Meat, Fish, Poultry or Seafood Stores - Fish or Seafood Retail Meat, Fish, Poultry or Seafood Stores - Meat or Poultry Retail Medical Offices - Chiropractor Office Medical Offices - Dentist Office Medical Offices - Diagnostic Imaging Center Office Medical Offices - Kidney Dialysis Center Office Medical Offices - Medical Laboratories Office Medical Offices - Mental Health Office Medical Offices - Optometrist Office Medical Offices - Physical, Occupational and Speech Therapists Office Medical Offices - Physicians Office

7 Medical Offices - Podiatrist Office Medical, Hospital and Surgical Supply Stores Retail Metal Erection- Decorative or Artistic Contractors Metal Goods Manufacturing Manufacturing Metal Goods Manufacturing- Stamping-Not Signs Manufacturing Metal Works-Shop- Decorative or Artistic Manufacturing Museums Service Music Stores Pre-Recorded Retail Musical Instrument Manufacturing Manufacturing Musical Instrument Stores Retail Nail Salons Service Nails or Spikes Manufacturing Manufacturing Needles, Pins or Tacks Manufacturing Manufacturing Newspaper or Magazine Distributors (No delivery) Wholesale Newsstand Retail Nursery-Garden See Greenhouses Retail Office Machines Manufacturing Manufacturing Office Machines or Appliances Installation Contractors Office Machines, Appliance- Retail/Wholesale w/repair Contractors Optical Goods Distributors Wholesale Optical Goods Manufacturing Manufacturing Optical Goods Stores Retail Paint, Wallpaper or Wallcovering Stores Retail Painting, Picture or Frame Shop Retail Painting-exterior Contractors Painting-interior Contractors Painting-Shop Only Service Paper Products Distributors Wholesale Paperhanging Office Contractors Paperhanging Shop Contractors Parking Private Incidental Parking-Public open air Incidental Parking-Public-All Classes not open air Incidental Parking-Public-maintained by the insured (lessors risk only) Incidental Parking-Public-maintained by the lessee (lessors risk only) Incidental Pattern Manufacturing Manufacturing Pattern Manufacturing -Paper Manufacturing Pattern Manufacturing-Metal Manufacturing Pencil, Pen, Crayon or Chalk Manufacturing Manufacturing Pet Grooming Service Pet Stores Retail Pet Training Service Photo Finishing Laboratories - except One Hour Processing Service Photo Finishing Laboratories - One Hour Processing Service Photoengraving Service Photographers - Commercial Service Photographers - Portrait or Photography Service Photographic Equipment Manufacturing Manufacturing

8 Photographic Supplies Mfg Manufacturing Piano Tuning Service Plastic or Rubber Supply Goods Dist Wholesale Plumbing Fixtures Manufacturing - Metal Manufacturing Plumbing Fixtures Manufacturing - Plastic Manufacturing Plumbing Fixtures Manufacturing - Porcelian Manufacturing Plumbing Supplies & Fixtures - Dealers Retail Plumbing Supplies & Fixtures - Distributors Wholesale Plumbing Supplies Manufacturing Manufacturing Plumbing-Commercial other than above - Office Contractors Plumbing-Commercial other than above - Shop Contractors Printing Service Printing - Quick Print Service Printing Supplies Distributor Wholesale Printing Supplies Retail Retail Produce Handling or Packing Wholesale Publishers - Books Service Publishers - Magazines Service Publishers - Newspapers Service Real Estate Agents Office Real Estate Development Property Incidental Real Estate Property Managed LRO Recording Studios Service Refrigeration Equipment Manufacturing Manufacturing Refrigeration Equipment-Dealers Wholesale Refrigeration Systems or Equip.-Dealers Distributors Contractors Restaurants - Coffee Shops or Cafes - with no sale of alcoholic beverages Restaurant Restaurants - Family Style - All Other - with sales of alcoholic beverages Restaurant Restaurants - Family Style - American - with sales of alcoholic beverages less than 30% of annual receipts of the restaurant Restaurant Restaurants - Family Style - Buffets or Cafeterias - with sales of alcoholic beverages less than 30% of annual receipts of the restaurant Restaurant Restaurants - Family Style - Italian - with sales of alcoholic beverages less than 30% of annual receipts of the restaurant Restaurant Restaurants - Family Style - Oriental - with sales of alcoholic beverages less than 30% of annual receipts of restaurant Restaurant Restaurants - Family Style - Seafood - with sales of alcoholic beverages Restaurant Restaurants - Family Style - Steak/ Barbecue - with sales of alcoholic beverages Restaurant Restaurants - Fast Food - All Other - with sales of alcoholic beverages less than 30% of annual receipts of the restaurant Restaurant Restaurants - Fast Food - All Other- with no sale of alcoholic beverages Restaurant Restaurants - Fast Food - Drive-In -with no sale of alcoholic beverages Restaurant Restaurants - Fast Food - Hamburger - with no sale of alcoholic beverages Restaurant Restaurants - Fast Food - Hamburger - with sales of alcoholic beverages less than 30% of annual receipts of the restaurant Restaurant Restaurants - Fast Food - Oriental - with no sale of alcoholic beverages Restaurant Restaurants - Fast Food - Oriental - with sales of alcoholic beverages less than 30% of annual receipts of the restaurant Restaurant Restaurants - Fast Food - Pizza - with no sale of alcoholic beverages Restaurant

9 Restaurants - Fast Food - Pizza - with sales of alcoholic beverages less than 30% of annual receipts of the restaurant Restaurant Restaurants - Fast Food - Salad Bar - with no sale of alcoholic beverages Restaurant Restaurants - Fast Food - Salad Bar - with sales of alcoholic beverages less than 30% of annual receipts of the restaurant Restaurant Restaurants- Family style - All Other - with no sale of alcoholic beverages Restaurant Restaurants- Family style - American -with no sale of alcoholic beverages Restaurant Restaurants- Family style - Italian - with no sale of alcoholic beverages Restaurant Restaurants- Family style - Oriental - with no sale of alcoholic beverages Restaurant Restaurants- Family style - Seafood - with no sale of alcoholic beverages Restaurant Restaurants- Family style - Steak/ Barbecue - with no sale of alcoholic beverages Restaurant Restaurants- Family style -Buffets and Cafeterias - with no sale of alcoholic beverages Restaurant Sales,Serv/Consulting Organization Service Septic Tank Systems-Cleaning - shop Contractors Shoe Repair Shops Service Shoe Stores Retail Shoe, Boot or Slipper Manufacturing Manufacturing Shopping Centers-Indoor Malls Lessors Risk only LRO Shopping Centers-Lessors risk only LRO Sign Erection,Inst, or Repair Contractors Sign Manufacturing Manufacturing Sign Manufacturing-Electrical Manufacturing Sign Painting or Lettering on Buildings or Structures Contractors Sign Painting or Lettering-Inside of Bldg - office Contractors Sign Painting or Lettering-Inside of Bldg - shop Contractors Solar Energy Contractors Contractors Sporting Goods or Athletic Equip Dist Wholesale Sporting Goods or Athletic Equip Stores Retail Stationery or Paper Products Stores Retail Stores - Appliance or Office Machines Retail Stores - Bait and Tackle Shop Retail Stores - Ceramics Retail Stores - Dry Goods Retail Stores - Electrical Lighting Retail Stores - Gardening and Light Farming Supply Retail Stores - Home Furnishing Retail Stores - Leather Products Retail Stores - Luggage Retail Stores - Marble Products Retail Stores - Retail NOC Retail Stores - Trophy Retail Stores - Wigs or Hair Pieces Retail Supermarkets - <4000 sq ft Retail Supermarkets sq ft or more Retail Surveyors-Land-Not Engaged in Actual Construction Contractors Swimming Pool Servicing Contractors Swimming Pools Contractors

10 Swimming Pools-Comm'l Operated - BOP Incidental Syrup or Molasses-Refining Blending or Manufacturing Manufacturing Tailoring or Dressmaking Establishment-Custom Service Taxidermists Service Television or Radio Receiving Set Installation or Repair Service Temporary Licensees Incidental Theaters Service Theaters-Drive-In Service Theaters-Motion Picture Service Ticket Agencies Office Tile,Stone, Marble, Mosaic or Terrazzo Work Contractors Tire Dealers - no sale of recap or retread Retail Title Agents Office Toy Stores Retail Upholstering Service Upholstering-Shop Only Service Vacant Land Incidental Variety Stores Retail Veding Machine Operations - NOC Service Vending Machines Operations - confection food beverage or ice Service Veterinarian or Veterinary Hospitals Office Video Stores Retail Warehouse-Cold Storage-Public Incidental Warehouses - mini-warehouses Service Warehouses NOC Incidental Warehouses-Private Warehouse Watch or Watch Case Manufacturing Manufacturing Water Bottling-In Siphons Manufacturing Water Bottling-Spring or Well Sparkling Manufacturing Wigs or Hair Pieces Manufacturing Manufacturing Window Cleaning <3 stories Contractors Window Decorating Manufacturing Wine Manufacturing-Sparkling Manufacturing