Cold weather regions where temperatures can fall below freezing present a threat to any building housing water-filled systems.

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RiskTopics Management practices Cold weather freeze-ups August 2015 Cold weather regions where temperatures can fall below freezing present a threat to any building housing water-filled systems. Introduction While this document will focus upon water-based fire protection systems, the guidance offered will benefit other water-based systems such as domestic plumbing, steam condensate returns, chilled water lines, and other similar systems. To help reduce the chance of freeze-ups, a primary objective is maintaining adequate building heat in all areas where water-filled systems are present. This objective can be achieved through: Pre-season preparations Periodic cold weather inspections Special action plans when cold waves (or Artic blasts) are predicted Special precautions for extended idle periods Response plan for low building temperature conditions Discussion When water-filled systems freeze, the formation of ice can develop into significant obstructions that can leave the systems impaired. For domestic systems, a freeze-up may be identified by a loss of water pressure or flow. For fire protection systems, the freeze-up may represent a hidden impairment that is not immediately apparent. Water is unusual in that it expands when it freezes. Water that freezes within piping systems can impose significant loads that can eventually break pipes, valves, and fittings. This secondary impact can lead to further system impairments. Not only must the ice thaw, but repairs will be needed. If temperatures moderate and ice plugs thaw before broken pipes are detected, a tertiary impact can develop as water escapes from the systems and damages the building and contents. At this stage, not only can the

freeze-up impair and damage a water-filled system, but it can potentially magnify into wide spread property damage, business interruption, and irate tenants and customers. The impacts of a fire sprinkler system freeze-up Impairment When the system freezes, ice plugs obstruct the flow of water to sprinklers Pipe damage Freezing water expands and damages system pipe, valves, and fittings Water damage When the cold subsides and the ice thaws, damaged pipe will release water Adequate heat A primary objective to help reduce freeze-ups is maintaining adequate building heat. A likely question will be what is adequate building heat? As ice forms at 0ºC (32ºF), building temperature will certainly not be adequate if it is at or below this freezing threshold. So, what temperature is considered sufficient? NFPA codes and standards use 4ºC (40ºF) as the threshold for an adequate building temperature. At this point, actions should be initiated to identify and correct the cause of the low building temperature condition. Monitoring heat loss Monitoring a building for a low temperature is a challenging effort. Three methods are typically used. They include: Normal building occupancy Security patrols Electronic low building temperature supervision Normal building occupancy is a simple and reliable approach to monitor a building during normal business hours. Of course, there may be some normally unoccupied areas that would require a special effort to maintain periodic human presence. Outside of normal business hours, security patrols can maintain periodic human presence throughout an unoccupied building. Hourly patrols in accordance with NFPA 601 would be Zurich best practice. With electronic supervision, room temperature supervisory devices would be provided as part of the building fire alarm system in accordance with NFPA 72. Room temperature supervisory devices initiate a supervisory signal when the temperature falls below 4ºC (40ºF). These devices are typically installed only at automatic sprinkler system risers. As such, the extent of coverage provided with these devices is typically quite limited. Overall, there is no substitute for human presence, and few businesses provide human presence at all times. As a result, continuous monitoring of building temperature is a challenge. No doubt this explains a continuing experience with freeze-ups, and the importance of taking appropriate actions to prepare for cold weather, periodically conduct cold weather inspections, and have a special action plan when extreme cold weather is expected. 2

The challenge of monitoring buildings for low temperature Normal building occupancy Few businesses operate around the clock Security patrols Few businesses maintain a security tour service Electronic supervision The number of room temperature supervisory devices is usually limited Guidance The following guidance applies to buildings that are exposed to cold temperatures at any point during the year. Implement a plan to maintain adequate heat throughout the cold weather season. The plan should address: Pre-season preparations Periodic cold weather inspections Special action plans when cold waves (or Artic blasts) are predicted Special precautions for extended idle periods Response plan for low building temperature conditions Pre-season preparations Before the cold weather season begins, have qualified persons conduct inspection and maintenance actions including: Heating systems Provide annual service Air-handling units Verify dampers work and fans are controlled by thermostat for automatic shutdown in the event of freezing temperatures Non-freeze fire protection systems Check air sources, air pressure levels, low point drains, and antifreeze solution in accordance with NFPA 25 Insulating systems protecting water-filled pipe Verify coverings are intact Heat trace systems protecting water-filled pipe Verify system performance and supervision Building envelope Verify windows and doors are functional, weather tight, and in good repair Fire alarm systems Check building low temperature and sprinkler system air pressure supervisory devices in accordance with NFPA 25 and NFPA 72 Correct any noted deficiencies before cold weather arrives. Some building spaces seem to have a greater exposure to freezing. They include: Stairwells Lobby vestibules Elevator penthouses Above ceiling spaces Fire pump rooms and houses Dry pipe valve closets 3

In preparation for cold weather, review these spaces. Consider actions such as: Installing thermometers to simplify periodic inspections. For above ceiling spaces, provide remote reading thermometers that allow temperature checks from floor level. Replacing wet-pipe sprinklers with non-freeze type systems in areas that are difficult to heat. Periodic cold weather inspections Once cold weather arrives, begin periodic inspections. Ideally, conduct periodic inspections on a daily basis. Prepare and use a form to record each inspection. Develop the form to capture data including the following: Building windows, doors, and walls are closed and weather tight Building temperature in each area including those with a greater exposure to freezing Heaters are working Air pressures in each dry-pipe or pre-action sprinkler systems Dry-pipe system low point drains that have been opened to remove accumulated water Water-filled pipe insulations are intact Water-filled pipe heat tracing systems are working Special action plans when cold waves (or Artic blasts) are predicted When extreme cold temperatures are forecast, recognize that unusually frigid conditions could overwhelm normally effective combinations of building heat and building insulation. Take time to implement a special action plan before the cold wave arrives. Actions should include: Conducting a periodic cold weather inspection Safely increasing building heat to all areas Overriding energy saving set-back thermostats or building management programs that may automatically reduce building temperatures during the cold wave Special precautions for extended idle periods When extended idle periods are planned during cold weather, recognize that the interruption of normal human presence during a long weekend or holiday period increases the potential that a freeze-up may occur. Implement special precautions to maintain: Periodic cold weather inspections An awareness of weather forecasts, specifically cold waves An availability of knowledgeable personnel to promptly respond to abnormal conditions 4

Response plan for low building temperature conditions Develop and implement a written procedure to respond to abnormal conditions identified during a periodic cold weather inspection. Whether it is a broken window, a heater failure, or low building temperature conditions, prompt action will be needed. For each condition listed on the cold weather inspection form, identify potential actions that may be appropriate. This may include a contractor contact list to expedite requests for heater repairs, glazing repairs, or sprinkler system service. Conclusion Reducing the chance of freeze-ups depends upon maintaining adequate building heat in all areas where water-filled systems are present. While this goal is easily stated, the ongoing freeze-ups experience demonstrates just how difficult it is to achieve this goal. Exposures to freeze-up can be reduced by implementing a plan that addresses pre-season preparations, periodic cold weather inspections, and actions to promptly mitigate any identified freeze-up threat. For further support to implement a cold weather plan, contact your Zurich account team. References NFPA 25, Standard for the Inspection, Testing, and Maintenance of Water-Based Fire Protection Systems. Quincy, MA; NFPA, 2011. Print. NFPA 72, National Fire Alarm and Signaling Code. Quincy, MA; NFPA, 2010. Print. NFPA 601, Standard for Security Services in Fire Loss Prevention. Quincy, MA; NFPA, 2010. Print. 5

Zurich Insurance Group Ltd. Mythenquai 2 CH-8022 Zurich Switzerland www.zurich.com rt_managementpractices_freezeups.docx The information contained in this document has been compiled and obtained from sources believed to be reliable and credible but no representation or warranty, express or implied, is made by Zurich Insurance Group Ltd. or any of its subsidiaries (hereinafter Zurich ) as to their accuracy or completeness. Some of the information contained herein may be time sensitive. Thus, you should consult the most recent referenced material. Information in this document relates to risk engineering / risk services and is intended as a general description of certain types of services available to qualified customers. It is not intended as, and does not give, an overview of insurance coverages, services or programs and it does not revise or amend any existing insurance contract, offer, quote or other documentation. Zurich and its employees do not assume any liability of any kind whatsoever, resulting from the use, or reliance upon any information, material or procedure contained herein. Zurich and its employees do not guarantee particular outcomes and there may be conditions on your premises or within your organization which may not be apparent to us. You are in the best position to understand your business and your organization and to take steps to minimize risk, and we wish to assist you by providing the information and tools to assess your changing risk environment. In the United States of America, risk services are available to qualified customers through Zurich Services Corporation and in Canada through Zurich Risk Services as also in other countries worldwide, risk engineering services are provided by different legal entities affiliated with the Zurich Insurance Group as per the respective country authorization and licensing requirements. 2012/2013/2015 Zurich Insurance Group Ltd.